Sandra McDermott is a Principal in Hinman Straub’s Life Insurance Department, focused on life insurance and annuity compliance and regulatory matters. Sandy represents numerous life insurance companies before the New York Department of Financial Services assisting them with a variety of New York insurance regulatory issues including, but not limited to, agent compensation, advertising, illustrations, holding company matters, licensing, marketing, sales and product compliance matters and replacement issues. Sandy also assists life insurers with financial and market conduct examinations, remediation/corrective action plans and corporate governance issues, and has considerable experience counseling life insurers on business operational issues related to the distribution of all types of fixed and variable life insurance and annuity products. Prior to joining Hinman Straub, Sandy spent nearly two decades as in-house counsel to the New York domestic life insurers of a major international insurance group and she uses that practical experience when advising her clients. Additionally, Sandy has spent several years in private practice as a partner in the insurance regulatory practice groups of national law firms.

Practice Areas


  • B.A., State University of New York at Albany, magna cum laude, 1985
  • Albany Law School of Union University, 1989

Bar Admissions

  • New York
  • Connecticut
  • US District Court for Northern District of New York